Terms & Conditions

Last Updated: August 10, 2026

Welcome to ASBC Learn And Grow Limited. These Terms & Conditions ("Terms") govern your access to and use of our website, mobile applications, quiz platforms, e-books, and reward services. By creating an account or using our platform, you agree to these Terms.

1. Account Registration & Eligibility

You must provide accurate and verifiable information during registration.
You are responsible for maintaining the confidentiality of your account credentials.
Only one registered account per individual is permitted. Multiple account creation to manipulate leaderboards or referrals is strictly prohibited.

2. Fair Play & Quiz Rules

All quiz competitions, mock tests, and practice modules must be completed fairly without automated bots, scripts, or cheating tools.
ASBC reserves the right to audit leaderboard rankings and disqualify or suspend accounts engaging in fraudulent activity.

3. Rewards & Point Redemption

Earned reward points have no monetary cash value until formally redeemed through authorized ASBC channels.
ASBC reserves the right to adjust point structures or redemption terms with advance notice.

4. Intellectual Property

All content on ASBC—including e-books, quiz questions, logos, graphics, and code—is the property of ASBC Learn And Grow Limited and protected by copyright laws.

5. Contact Us

If you have any questions regarding these Terms, please reach out via our Contact Support Page.